Eligibility information is available on GOV.UK
A deferred payment agreement is an arrangement with the council that enables people to use the value of their homes to help pay care home costs.
If you are eligible, the council will help to pay your care home bills on your behalf. You can delay repaying the council until you choose to sell your home, or until after your death.
A deferred payment agreement means that people should not be forced to sell their home in their lifetime to pay care home bills.
Deferred payment agreements will suit some people’s circumstances better than others.
There may be a fee to set up the agreement and the council can also charge interest on the amount that is owed to them.
A deferred payment agreement is only one way to pay for care. To find out more about the options available, you can speak to a financial adviser or seek advice from an independent organisation.