If you have old debt and have not been contacted by the creditors for several years, get advice before you get in contact or make a payment.
The debt may be 'statue barred' and legally unenforceable. This means you may not need to pay.
Money and debt advice
Old debt with no contact
Loan sharks
A loan shark is someone who lends money but doesn’t have a legal licence to do so.
Find out more about loan sharks from Citizens Advice.
Debts that need urgent action
Get specialist advice as soon as possible if you:
- are facing eviction
- are contacted by enforcement agents (bailiffs)
- owe money to your gas or electric provider, or have received a warning about disconnection
- are facing bankruptcy
You can contact:
Handbook
Download our handbook for money and debt advice.
| Attachment | Size |
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Document
Financial Inclusion team - handbook
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508 KB |