Analysis of affordable housing need

Housing Register applications

Table 1.1 Households on the housing register by band and property need on 1 April 2023
Band 1 bed 2 bed 3 bed 4 bed 5 bed 6 bed Total
A 4 1 0 0 0 1 6
B 111 33 85 107 49 25 410
C 418 248 298 85 16 7 1072
D 359 44 7 2 0 0 412
Total 892 326 390 194 65 33 1900

The number of households on the housing register has increased in the last year from 1,869 to 1,900. There have been corresponding increases for all property sizes.

Table 1.2 Property size breakdown of households on the housing register
Property size Proportion of total applicants Proportion of high need applicants
1 Bed 47% 28%
2 Bed 17% 8%
3 Bed 21% 20%
4+ Bed 15% 44%

Applicants requiring 1 and 2-bed properties account for 64% of households on the housing register. Applicants requiring 3 and 4-bed properties make up 36% of applicants.

For applicants with a high assessed need (placed in bands A or B), 64% need a 3 or 4-bed property and 36% need a 1 or 2-bed property.

Table 1.3 Proportion of households in a high priority housing band for each property size
Property size Proportion of applicants with a high assessed need
1 Bed 13%
2 Bed 10%
3 Bed 22%
4+ Bed 62%

Most applicants needing smaller properties have a low priority for rehousing. Only a small percentage are in a high priority band. 62% of applicants needing a 4-bed or larger property are in a high priority band.

Properties let

Table 2.1 All properties let (existing and new build) April 2022 to March 2023
Property Type Number let
General Needs 170
Sheltered 61
Supported flat 1
Total 232

A total of 232 properties were let during the year. 170 were general needs properties. The other 62 were restricted to older people or people with a support need. These were all 1 and 2-bed properties.

Table 2.2 General needs properties let April 2022 to March 2023
Property size Number let
1 Bed 52
2 Bed 73
3 Bed 31
4 Bed 3
Studio 11
Total 170

80% of general needs properties becoming available to let during the year were 1 and 2-bed properties (including studios). Only three 4-bed properties became available to let last year. This is consistent with previous years.

Availability of homes for rent

Table 3.1 Supply and demand of properties for rent April 2022 to March 2023
Property size All properties let Number on the waiting list Ratio of households to properties let
1 Bed 99 892 9
2 Bed 99 326 3.3
3 Bed 31 390 12.6
4 bed 3 194 64.7

Demand is higher for 1-bed properties than for other property sizes. Availability of these properties remains comparatively high.

The greatest supply of properties relative to demand are 2-beds. With almost 100 of these properties becoming available to let, this equates to 3 households for every 2-bed property let.

For 4-bed properties, only 3 properties became available for nearly 200 households. This is a ratio of 64 households for every 4-bed property let. For 3-bedroom properties, 31 properties became available for let. This is a ratio of 12 households per property becoming available.

There is a strong need for 4-bed properties designed to accommodate 7 to 8 people. Such properties can meet the needs of the most overcrowded households. For 3-beds, there is a high need for properties able to house 5 to 6 people. Three bed, 4 person properties will only meet a limited need.

Waiting times

Table 4.1 Average rehousing times April 2022 to March 2023
Property size Average of Days Average of Months Average of Years
1 Bed 543 18 1.5
2 Bed 865 28 2.3
3 Bed 2039 67 5.6
4 bed 2293 75 6.3

The average rehousing time for larger homes is between 5.6 and 6.3 years. This is 3 to 4 times longer than for smaller properties.

Wheelchair accessible and adaptable homes

Table 5.1 Current demand for wheelchair accessible and adaptable homes March 2023
Property size Number of households
1 Bed 4
2 Bed 1
3 Bed 0
4 Bed 1

Currently there are only a small number of households on the special needs register. However, this data is constantly changing and being updated depending on need.

The greatest need for wheelchair homes is for 1-bed properties for social and affordable rent. A proportion of these should be provided as fully fitted wheelchair accessible homes.

There is a low but ongoing need for 2, 3 and 4 bed wheelchair properties. These should generally be provided as wheelchair adaptable units. But where a specific need has been identified, a fully wheelchair accessible home may be sought.

Table 5.2 Number of Wheelchair adapted units completed by year
Year 1 bed 2 bed
2018 to 2019 3 - Binfield 1 - Binfield
2019 to 2020 0 1 - Sandhurst
2020 to 2021 0 1 - Warfield
2021 to 2022 3 - Binfield 0
2022 to 2023 0 0

There are currently 4 wheelchair units under construction across the borough. Three are 1-bed properties in Binfield and Bracknell which are expected to be delivered in 2023 to 2024. The other is a 3-bed house in Warfield, with a through-floor lift, that is expected to be delivered in 2024 to 2025.

New affordable rented homes

Table 6.1 Number of affordable rented homes completed by year
Year Affordable homes for rent One bed Two bed Three bed Four bed
2018 to 2019 45 18 24 3 0
2019 to 2020 106 41 53 12 0
2020 to 2021 53 17 32 4 0
2021 to 2022 80 23 48 8 1
2022 to 2023 33 10 17 6 0

A total of 317 affordable rented homes have been completed in the last 5 years. Almost 90% of these were 1 and 2-beds. Three and 4-bed homes only account for about 10% of affordable rented completions.

Most rented homes constructed over this period have been let at affordable rents. Only a very small number have been let at social rents, which are more affordable.

The demand for affordable homes for rent is spread evenly across the borough. Development of larger 3 and 4-bed family homes should be prioritised on greenfield and suburban sites. These sites have more scope for providing houses, compared to town centre sites.

New intermediate homes

Table 7.1 Number of intermediate homes completed by year
Year Intermediate homes One bed Two bed Three bed Four bed
2018 to 2019 43 10 19 14 0
2019 to 2020 50 31 16 3 0
2020 to 2021 54 15 28 11 0
2021 to 2022 37 5 19 13 0
2022 to 2023 19 0 11 6 2

203 new intermediate, shared ownership homes have been completed in the last 5 years. 30% were 1-bed, 46% were 2-beds and 23% were 3-beds.

The greatest need for shared ownership housing is in the Bracknell town area. On greenfield and suburban sites, the priority for shared ownership housing is for 2, 3 and a small number of 4-bedroom houses. There is low demand for 1 and 2-bedroom flats in these locations.

Registered providers have indicated the following requirements for shared ownership homes:

  • 1 and 2-bed flats, close to Bracknell or other urban settlements in Bracknell Forest
  • a high demand for 2 and 3-bed houses
  • flats with outside space – access to garden or good size private balconies (at least 5 metre square, with minimum depth of 1.5 metres)

Affordable housing mix

The tables below show indicative targets for different sized properties for affordable housing. These were modelled in the housing needs assessment produced for us by Iceni in 2021.

Table 8.1 Property sizes required by tenure
Tenure 1 bedroom 2 bedroom 3 bedroom 4 bedroom
Affordable Rent 30-35% 30-35% 20-25% 10-15%
Affordable Home Ownership 25% 40% 25% 10%

30-40% of the need for affordable rented homes over the Local Plan period (up to 2037) is for 3 and 4-bedroom properties. 65% of need for affordable home ownership is for 1 and 2-bedroom homes.

Analysis of demand on the housing register and the available supply of properties shows a severe shortage of larger family homes. This is particularly acute for 4-bed properties due to the lack of new supply in recent years.

Current demand for 4-bed shared ownership properties appears to be low. The priority for new larger homes is for social and affordable rented housing, rather than affordable home ownership.

The housing mix targets for affordable housing have therefore been updated as shown below.

Table 8.2. Updated borough-wide indicative affordable housing mix targets
Tenure 1 bedroom 2 bedroom 3 bedroom 4 bedroom
Affordable Rent 30% 30% 25% 15%
Affordable Home Ownership 30% 50% 15% 5%

To achieve the targets for larger homes, 3 and 4-bed properties should be increased, particularly on greenfield sites. These sites favour the development of family houses, including 2-bed houses, rather than flats.

By contrast, there is limited scope for developing larger homes in Bracknell town centre. Here, development is more likely to be flats rather than houses.

Table 8.3. Indicative affordable housing mix targets on greenfield sites
Tenure 1 bedroom 2 bedroom 3 bedroom 4 bedroom
Affordable Rent 20-25% 20-25% 30-35% 15-20%
Affordable Home Ownership 25% 50% 20% 5%

Affordability

Table 9.1 Affordable and social rent levels
Property size LHA rate* Typical social rent
1 bed flat £182.96 £125 plus service charge
2 bed flat £218.63 £145 plus service charge
3 bed house £264.66 £165
4 bed house £356.71 £185

*Local Housing Allowance based on Reading BRMA.

Affordable rents are set at 80% of the local market rent inclusive of service charges. Where this exceeds the Local Housing Allowance (LHA) rate for the area and property size, rents should be capped at this level. This means that, in many cases, affordable rents are charged at the LHA rate.

Market and affordable rents are becoming unaffordable for many low-income households. Table 9.1 shows that affordable rent levels based on latest LHA rates are now significantly higher than social rents. This is especially true for larger property sizes where the disparity in rent levels is greatest, and the rents are least affordable.

In future, the priority is to increase the number of 3 and 4-bedroom properties at social rent levels rather than at affordable rents. This will make sure that rents remain affordable for low-income households.